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| Effective July 21, 2010, the FDIC has permanently raised the basic FDIC
Insurance coverage amount to $250,000.00 per depositor. |
| First Texas Bank is participating in the FDIC's Transaction Account
Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for
the entire amount in the account. Coverage under the Transaction Account
Guarantee Program is in addition to and separate from the coverage available
under the FDIC's general deposit insurance rules. |
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