Checking & Savings
When it comes to personal checking, savings, certificates of deposit or consumer loans, everyone seems to want something different. At First Texas Bank, we'll help you choose from a variety of plans to fit your particular needs and budget. And no matter which deposit plan you choose, your deposits are fully insured up to $100,000 by the FDIC.

Texas Special Checking

  • Direct Deposit Required
  • No Monthly Service Charge
  • Minimum To Open Is $1.00
  • No Minimum Daily Balance Required
  • Unlimited Check Writing
  • Apply for $300.00 Overdraft Privilege
  • No Monthly ATM Card Fee
  • Truncated Checks
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First Texas Bank Regular Checking

  • Minimum To Open Is $1.00
  • Unlimited Check Writing
  • Monthly Service Charge Is Based On Your Minimum Daily Balance:
    • $300.00 & Above - No Charge
    • $299.99 - $200.00 - $6.95
    • $199.99 - $100.00 - $7.95
    • $99.99 - $0.00 - $8.95
  • Imaged Statements
  • $1.50 Monthly ATM Card Fee
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Quick Cash Checking

  • "Checkless" Checking Account
  • Minimum To Open is $1.00
  • No Minimum Daily Balance Required
  • Monthly Service Charge Of $5.95
  • No Monthly ATM Card Fee
  • Withdrawal Limit Of $400.00 per business day
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First Texas BanClub Checking

  • Minimum To Open is $20.00
  • Unlimited Check Writing
  • No Minimum Daily Balance Required
  • Monthly Service Charge Of $8.00 includes Membership Fee:
    • $10,000.00 Accidental Death Insurance Policy
    • Safe Deposit Box Rental For One Calendar Year
  • Imaged Statements
  • $1.50 Monthly ATM Card Fee
  • Savers Club Book
  • Everyday Rebate Rewards
  • Many more Great Benefits
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First Texas BanClub Family

  • Same benefits as First Texas BanClub account plus:
    • Monthly service charge $10.00
    • $25,000.00 Accidental Death Insurance Policy
    • Imaged Statements
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NOW Checking

  • Minimum To Open Is $1,000.00
  • Interest Bearing Account
  • Monthly Service Charge:
    • Balance Of $1,000.00 & Above - No Fee & Unlimited Check Writing
    • If Balance Falls Below $1,000.00 - Fee Of $7.00 & $.10 Per Debit For That Statement Cycle
  • Imaged Statements
  • $1.50 Monthly ATM Card Fee
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Classic Checking

  • For Customers Age 55 or Over
  • No Monthly Service Charge
  • Minimum To Open Is $20.00
  • Complimentary Classic Checks
  • No Monthly ATM Card Fee
  • No Fee Travelers Checks, Cashiers Checks & Money Orders
  • $2,000.00 Accidental Death Insurance Policy
  • 10% Discount On Safe Deposit Box Rental
  • Preferred CD Rates
  • Imaged Statements
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Classic Plus Checking

  • Same Benefits as Classic Account
  • Monthly Service Charge of $5.00
  • $12,000 Accidental Death Insurance Policy
  • Everyday Rebate Rewards
  • Coast to Coast Vision Plan
  • Savers Club Book
  • Many More Great Benefits
  • Imaged Statements
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Money Market Deposit Account

  • Minimum To Open Is $1,000.00
  • Unlimited Withdrawals in Person
  • Preauthorized/Automatic Transfers Limited To Six Per Statement Cycle
  • Checks To A Third Party Limited To Three Per Statement Cycle
  • $4.00 Fee Charged For Each Withdrawal In Excess Of Six
  • $10.00 Fee If Balance Falls Below $1,000.00
  • Imaged Statements
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Regular Savings

  • Minimum To Open Is $100.00
  • Three Withdrawals Per Quarter Allowed
  • Additional Withdrawals Have A $3.00 Charge
  • $4.00 Charge Per Quarter If Balance Falls Below $100.00
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TUTMA  Savings

  • For Children Under Age 18
  • $1.00 Minimum To Open
  • $1.00 Minimum Daily Balance Required
  • Limited to three withdrawals per quarter
  • Additional withdrawals have a $3.00 charge

(TUTMA) Texas Uniform Transfer to Minors Act

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Christmas Club

  • Minimum To Open Is $1.00
  • $1.00 Minimum Daily Balance Required
  • No Service Charges
  • Coupon Book For Convenient Deposits
  • No Withdrawals Allowed
  • Check Will Be Mailed The Third Week in November
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CDs & IRAs
Certificate of Deposit
First Texas Bank CDs are a safe and secure way to earn a higher rate of return on your investment. Highly competitive rates make First Texas Bank CDs a wise investment choice.

  • Maturities ranging from 91 days to 12 months
  • Minimum investment of $500.00
  • Interest may be compounded, automatically deposited to another First Texas Bank checking or savings account, or paid directly to you.
  • Minimum $50.00 Deposit to Current Certificate of Deposit


Individual Retirements Accounts

  • Roth and Traditional accounts available
  • Competitive earnings rates
  • Request disclosure statement for additional information, requirements and restrictions
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Loans
Consumer Loans

You never know what lies ahead - an emergency, a once-in-a-lifetime
vacation, a great investment opportunity… A loan can be the best way
to meet your unexpected needs as well as the ones for which you plan.
We offer a variety of consumer loans to meet just about any need - or
wish - you might have...
Recreational Vehicles Boats/Jet Skis
Automobiles Furniture
Trucks Computers
   

Real Estate Loans
Whether you're financing or re-financing a home, searching for acreage or custom building, talk to our loan specialists. We understand the
market, make decisions locally and offer a quick turnaround on your loan
request…
Mortgage lending Home Improvement
Land loans Home Equity
Construction financing  


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Other
ATM Card
Night Depository Services
Automatic Transfers
Notary Services
Bank by Mail
Overdraft Privilege
Cashiers Checks
Cash Advances
Direct Deposit
Safe Deposit Boxes
Domestic Collections
Travelers Checks
First Texas Mastercard Debit Card
U.S. Savings Bonds
First Access Telephone Banking
Visa/Mastercard Applications
Online Banking and Bill Pay
Wire Transfers                                                                                                            

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