Never a Monthly Service Charge on Your Personal Checking Account
There is no limit on the number of checks you can write, nor is there a minimum balance required. The same applies to the NOW account (interest-bearing checking) except that minimum balances and service charges are established.
Money Market Savings Accounts
Minimum balances, services charges and fees are not waived for those with Money Market Savings Accounts, and those with accounts are permitted 6 transfers or third party withdrawals from the account each statement cycle.
Complimentary Classic Checks
Personalized Classic Checks and deposit slips are provided at no cost to those with personal and NOW accounts. Those with Money Market Savings Accounts are charged for checks and deposit slips.
Pulse/Plus 24-Hour Banking Card
Issued at no cost to Classic member
$2,500 Accidental Death Insurance
You'll be protected with $2,500 in Accidental Death Insurance 24 hours a day.
Additional Plan for Classic Plus
Feel more secure with $12,000 Accidental Death Insurance coverage on members, and this increased protection is only $5.00 per month!
Safe Deposit Box Discount
As a Classic member, you receive a 10% discount on any size safe deposit box. (Subject to availability.)
Personal ID Cards
Your personal identification card provides information about discounts and toll-free phone numbers.
Cashier's Checks and Money Orders
These secure, convenient instruments are available to you at a preferred fee.
Rx Advantage Prescription Drug Program (Available with Classic Plus)*
Use your Rx Advantage Card at any participating pharmacy to enjoy preferred pricing on prescription medications - brand name and generic. An on-line monitoring network will inform your pharmacist of your drug history and how much time has passed since your last prescription was filled. The network also alerts your pharmacist to the possibility of interaction with other medications.
Using Your Benefit Is Easy*
Check the Rx Advantage box on your Benefits Request Form and mail it in the enclosed envelope. You'll receive your card and membership packet within four weeks. Then simply call the toll-free number on your card for the name and address of the nearest participating location. Present your card before the prescription is filled. Pay the total price of your prescriptions as indicated by your pharmacist at the time of purchase.
*This program is not insurance.
Simply contact one of our new account representatives to find out how easy it is to get started up.
Online Banking includes the following features:
- View/Download Statements
- Initiate Stop Payments
- Transfer Funds
- Automatically send recurring payments
- Pay anyone anywhere as long as you know an address to send payment
- No Monthly Charge
First Texas Bank offers a Christmas Club Savings account. This is an easy and convenient way to have that extra cash that everyone needs for Holiday shopping. The minimum amount to open the account is $1.00. There are no service charges.
A Coupon Book is provided for your convenience in making systematic deposits to the account. Interest is compounded daily and paid quarterly to the account. There are no withdrawals allowed on the account. Deposits for the current year should be made by November 10th. The funds will be mailed to the customer the third week in November.