| FACTS | What does First Texas Bank - Killeen do with your personal information? |
|---|---|
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our customer, we continue to share your information as described in this notice. |
| How? | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons First Texas Bank - Killeen chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal info | Do We Share? | Can you limit? |
|---|---|---|
| For our everyday business purposes: such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes | No |
| For our marketing purposes: to offer our products and services to you |
No | We Don’t Share |
| For joint marketing with other financial companies: | No | We Don’t Share |
| For our affiliates’ everyday business purposes: information about your transactions and experiences |
Yes | No |
| For our affiliates’ everyday business purposes: information about your creditworthiness |
No | We Don’t Share |
| For nonaffiliates to market to you: | No | We Don’t Share |
| Questions? | Call 254-634-2132 or go to www.firsttexasbank.com |
|---|---|
| What we do | |
|---|---|
| How does First Texas Bank - Killeen protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate. |
| How does First Texas Bank - Killeen collect my personal information? | We collect your personal information, for example, when you:
|
| Why can’t I limit all sharing? | Federal law gives you the right to limit only:
|
| Definitions | |
|---|---|
| Affiliates |
Companies related by common ownership or control. They can be financial and non financial companies.
|
| Non Affiliates | Companies not related by common ownership or control. They can be financial and non-financial companies.
|
| Joint Marketing | A formal agreement between non affiliated financial companies that together market financial products or services to you.
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| Other Important Information |
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For Texas Customers |
| The First Texas Bank also engages in the business of selling checks and money transmissions as an agent for companies licensed under the laws of the State of Texas and subject to regulatory oversight by the Texas Department of Banking. |
| If you have any complaints regarding the company’s money transmission activities, you should first contact: Western Union Financial Services, Inc. P.O. Box 4430 Bridgeton, Missouri 63044 Toll Free:1-800-325-6000 |
| If you have any complaints regarding the company’s sale of check activities, you should first contact: American Express Company Travelers Cheque Worldwide Operating Center 4315 South 2700 West Salt Lake City, Utah 84184-042400 Toll Free:1-800-221-7282 Fax: 1-801-945-2711 |
| If you still have an unresolved complaint after contacting Western Union or the America Express Company, then you should contact the Texas Department of Banking. |
