(An Updated Online Banking Experience)
An updated version of our Online Banking known as Digital Banking is now available. This new look and feel will provide consistent navigation from any device used to access accounts. To see the Digital Banking, you can log in, access the demo link https://firsttexasbank.myebanking.net/#/demo or feel free to visit one of our locations where a knowledgeable staff member will be happy to show you the new platform.
The account may be subject to the Commercial Account Analysis Program that is designed for high activity commercial customers. Commercial account customers may be placed on “account analysis” after contact from a bank representative.
The Commercial Account Analysis Program is designed for high activity commercial account customers. Commercial account customers may be placed on “account analysis” after contact from a bank representative. One feature of the Commercial Account Analysis Program involves the Earnings Credit. The Earnings Credit is based on a rate that is equal to the average Fed funds rate for the month, minus 1%. Fees on Service Charges, except for NSF charges, may be offset by the Earnings Credit.
Avg Monthly Ledger Bal – Float & Collected Funds = Avg Collected Bal – Reserve Requirements at 10.0% = Investable Balance Investable Bal X Earnings Credit Rate / 365 X NO. of Days in the Month = Earnings Credit.